Supplemental Insurance

The word supplement means an additional amount of something. Whether are not you feel supplemental insurance is warranted depends greatly on your risk factors financial status and your health.

Some popular supplemental insurance policies are accidental death, dismemberment, dental insurance, hospital indemnity insurance, and specific disease insurance such as for cancer, diabetes, or others.

Specific Disease Insurance: This policy provides cash benefits to the insured if he/she requires treatment for a specific disease. The payment can be per day or per treatment.

Accidental Death: This policy would reimburse the insured medical expenses caused by accidents - whether road accidents, accidents at home or during work. Full payment will be paid to the beneficiary if the insured died or a percentage of the death benefit will be paid to the insured if he/she looses his fingers, toes, or eyes.